As a Senior Wealth Advisor with 30 years of experience, I understand how unsettling market volatility can feel – especially for those who rely on their investments for retirement income or future goals. Lately there’s been no shortage of headlines about uncertainty and it’s easy to get caught up in the day-to-day market swings. But here’s the thing: managing your money isn’t just about reacting to downturns – it’s about planning before they happen. At Marshall, we build your financial plan with market ups and downs in mind, helping you stay focused – even when headlines make things feel uncertain.
Portfolio Management: Not a “Set It and Forget It” Process
Managing your investments isn’t a one-time event. It’s an ongoing process that requires vigilance, adaptability, and a deep understanding of both the markets and your unique needs.
At Marshall, our investment department and your planning team are monitoring economic trends, market movements, and global events that could impact your portfolio. We don’t just react to headlines – we analyze, strategize, and make thoughtful adjustments as needed.
Understanding and Addressing Your Concerns
We recognize that every client will experience market volatility differently. Some may feel anxious about headlines or daily fluctuations, while others are more comfortable with the ups and downs. That’s why we make it a priority to check in with you – not just about your portfolio, but about your feelings and concerns. Your peace of mind is just as important as your portfolio’s performance.
Safeguarding Retirees with Cash Reserves
For clients who are retired or nearing retirement, we take additional steps to help create financial stability. One element is planning for cash reserves. This cash buffer is earmarked to cover near-term living expenses, reducing the need to sell investments during a downturn, giving your portfolio time to recover and reducing the emotional stress of market swings.
We Worry So You Don’t Have To
Our job is to do the worrying for you. We’re working behind the scenes reviewing your financial plan and adjusting as needed. Our proactive approach means you can focus on enjoying life, knowing that we’re keeping a close eye on your financial future.
We’ve Got Your Back
At the end of the day, our job isn’t just to monitor markets, it’s to help you feel confident through every twist and turn. Whether things are calm or chaotic, we’re right here: helping you stay the course, making adjustments as needed, and always aiming to act in your best interest.
If you ever want to talk through your plan or just need a little extra peace of mind, don’t hesitate to reach out. We’ve got your back.
